Homeowners in Charlotte paid property taxes equaling 0.7% of their homes’ value in the fourth quarter of 2025, making the city’s rate less than 0.8 times the national average, according to BlockShopper.com.
During the same period, the median sale price for a Charlotte home was $405,000. BlockShopper.com data indicate 2,240 homes were sold in that quarter. The city’s median tax bill for 2025 stood at $2,840, matching 0.7% of the median taxed value.
The average effective property tax rate nationwide was 0.888% in 2024.
Mecklenburg County had five cities reporting the county’s highest effective property tax rate at 0.7%.
This article uses estimated inflation values and 2024 county tax figures to calculate the 2025 effective property tax rate. Actual rates may differ slightly in individual cases.
U.S. home prices continued to increase in 2025, with a national median nearing $447,000 by June, reflecting a 1.13% year-over-year rise, as reported by Redfin. The findings also revealed a significant supply-demand gap: there were 36% more sellers than buyers, or 508,715 more homes for sale than buyers. Per Redfin, a balanced market features seller-buyer numbers within 10% of each other.
The table below provides a comparison of Huntersville and selected Mecklenburg County cities by median effective property tax rate, using fourth-quarter 2025 sales and tax figures.
| City | Q4 2025 Sales | Q4 2025 Median Price | Median tax 2025 | Effective tax rate |
|---|---|---|---|---|
| Huntersville | 210 | $476,500 | $3,343 | 0.7% |
| Charlotte | 2,240 | $405,000 | $2,840 | 0.7% |
| Mint Hill | 102 | $427,250 | $2,967 | 0.7% |
| Matthews | 89 | $470,000 | $3,248 | 0.7% |
| Wildwoods | 2 | $270,000 | $1,983 | 0.7% |
| Pineville | 35 | $400,000 | $2,593 | 0.6% |
| Cornelius | 96 | $569,500 | $3,178 | 0.6% |
| Davidson | 42 | $846,500 | $4,515 | 0.5% |
Information in this report was obtained from BlockShopper.com. The original source data can be accessed here.